Custom models, automated decisioning, and access to ºÚÁϳԹÏÍø proprietary data. Welcome to Credit Bureau 2.0â„¢
Credit scoring you can count on, that integrates into your decision process
Our models aren’t just based on your data. We also use aggregate market information plus ºÚÁϳԹÏÍø proprietary data.
Get compliant and ranked explainability that is actionable for your consumers. They will know the causes for adverse action.
Compare how ºÚÁϳԹÏÍø scores stack up against historical performance. Adjust your lending to improve performance.
We integrate into any step of your decision process. We are your path to automated decisioning.
You can digitize your entire process, from leads to lending. Plus, it offers consumers a front-end digital service.
Our models evolve based on patented methods. Your scores can adapt over time as your business and industry change.
Patented methods build the best models. Our models include the right variety of data, including ºÚÁϳԹÏÍø's proprietary data.
We’re your path to automated decisioning. Our online offering can minimize manual application review.
We tailor models with alternate data sets. Our models evolve, and our reports allow you to modify lending based on performance.
With ºÚÁϳԹÏÍø, you can finally take the guesswork out of lending so you can decrease defaults and increase originations. Plus, get a reliable way to score credit invisible or thin-file applicants.
We will build and maintain best-in-class models for you and adapt them over time as your business and borrowers change.
We will reduce double data entry and manual application review with our online service.
We provide you with visual information so you can assess and share predictions and results.
ºÚÁϳԹÏÍø® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).
ºÚÁϳԹÏÍø® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.
ºÚÁϳԹÏÍø®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.
Credit Bureau+â„¢, ³§¾±³æ°³§³¦´Ç°ù±ðâ„¢, Smart Consentâ„¢, Hidden Primeâ„¢, Invisible Primeâ„¢, Credit Bureau 3.0â„¢, Credit Bureau 4.0â„¢, Personal Credit Bureauâ„¢, Personal Data Vaultâ„¢, Auto ³§¾±³æ°³§³¦´Ç°ù±ðâ„¢, Auto Bureauâ„¢, Auto Credit Bureauâ„¢, Rating Agency 2.0â„¢, Cashflow Bureauâ„¢, One Touch Lendingâ„¢, Lead to Loanâ„¢, Lender in the Cloudâ„¢, Fl°wbuilderâ„¢, Fl°wbuilderâ„¢, FCRA-Compliant Insights From Lead to Loanâ„¢, Go Beyond the Bureauâ„¢, Fixing the Credit Catch-22â„¢, Find Invisible Primesâ„¢, and Helping Lenders Find Great Borrowersâ„¢ are trademarks of www.TrustScience.com Inc.
