ºÚÁϳԹÏÍø® is committed to making the world more financially inclusive, one credit score at a time. We deliver a globally recognized service to assess people’s trustworthiness so that we can help deserving people get what they deserve.
Our amazing team is how we make this happen!
Evan Chrapko realized that trust assessments had been made ever since strangers started trading currency. With gut instinct being unreliable, Evan hoped to develop technology that could help people make reliable trust assessments. The company was initially called Trust Torch—a light-emitting tool that could illuminate trustworthiness.
Distributed Ledger technology laid the foundation for Blockchain (B9) and Bitcoin shortly before Evan filed a patent application that leveraged Smart Contracts to a wider world. Today, ºÚÁϳԹÏÍø remains fearless in this technology as Self-Sovereign Identity (SSI) and Verified Credentials gain traction.
Our mission is to help worthy people get what they deserve. Currently, we are helping lenders to properly assess which people deserve loans.
A world where worthy people get what they deserve. We deliver a globally recognized service to assess people’s trustworthiness. Our current focus is on Credit Scoring for under-banked people.
At ºÚÁϳԹÏÍø, our values are more than just words—they’re a way of life.
In 2023, we developed the following list of core values in collaboration with everyone, from interns to our CEO. The core values are the alchemy that permeates through everything we do. As we grow, we’ll face different challenges and embrace new strategies, but these core values will remain the same.
You can trust that we say what we do and do what we say. We take responsibility for our achievements and our mistakes. We hold ourselves accountable for predictable, consistent, and secure results to give worthy people what they deserve.
We collaborate respectfully, trust one another, leverage our diversity in perspectives and strengths to lift our teams higher, and support each other when we falter. We have greater achievements and more fun when we’re working together.
We care about our customers, the end consumer, our community, and each other. We are inclusive, adaptable, trustworthy, innovative, and relentless in our pursuit to make a positive difference in the lives of those around us.
We embrace vulnerability, challenge ourselves to take calculated risks, and disrupt the status quo where necessary for the greater good. We understand that innovation can be uncomfortable; we work bravely through discomfort, take strategic action, trust the process, and are confident in our impact.
Build high-quality, effective products that deliver measurable improvements
Consumer Focus: We have a passion for correctly representing consumers to our customers
Help our customers make an ethical, fair decision for the consumers they serve
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ºÚÁϳԹÏÍø® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).
ºÚÁϳԹÏÍø® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.
ºÚÁϳԹÏÍø®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.
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