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ºÚÁϳԹÏÍø Data Contribution Policy

ºÚÁϳԹÏÍø Data Contribution Policy

Data Contribution Policy

Updated March 19, 2021

At the end of every data transmission period specified in the MSA or SOW you have executed with ºÚÁϳԹÏÍø, the following data (or Metro2 file if already being created) should be sent on every Active account and every account Closed less than or equal to three months prior file creation. Only the applicable segments would be reported for each account.

Header Segment:

  • ºÚÁϳԹÏÍø ID

  • Application Request ID

  • Activity Date – Date of most recent update to the account

  • Created Date – Date the file was created

  • Program Date – Date lending program was created

  • Institution Name

  • Institution Address

  • Institution Telephone Number

  • Software Vendor Name

  • Software Version Number

Account Segment:

  • Base Segment

    • Correction Indicator

    • Identification Number – Institution Code, Transit Number

    • Account Number

    • Portfolio Type

    • Account Type

    • Date Opened

    • Credit Limit

    • High Credit/Original Loan Amount

    • Terms Duration

    • Terms Frequency

    • Scheduled Payment Amount

    • Actual Payment Amount

    • Current Status

    • Payment Rating

    • 24 Month Payment History

    • Special Comments – Used to provide more information on Status or Payment Rating

    • Condition Code – Provides more clarity about account status

    • Current Balance

    • Current Amount Past Due

    • Original Charge-Off Amount

    • Account Status Date

    • Date of First Delinquency

    • Date Closed

    • Date of Last Payment

    • Record Transaction Type

    • Last Name

    • First Name

    • Middle Name

    • Generation Code

    • Social Security Number

    • Date of Birth

    • Telephone Number

    • Association Code

    • Information Indicators – Special conditions on the account

    • Street Address – House Number, Street Name, Unit/Apt Number

    • City

    • State

    • Postal Code

    • Address Indicator

    • Residence Code – Owns/Rents

  • Employer Segment(s)

    • Employer Name

    • Employer Street Address

    • Employer City

    • Employer State

    • Employer Postal Code

    • Job Title

  • Associated Consumer Segment(s)

    • Transaction Type

    • Last Name

    • First Name

    • Middle Name

    • Generation Code

    • Social Security Number

    • Date of Birth

    • Telephone Number

    • Association Code

    • Information Indicators

    • Street Address

    • City

    • State

    • Postal Code

    • Address Indicator

    • Residence Code

  • Purchased/Sold Portfolio Segment

    • Portfolio Indicator

    • Purchased/Sold to Name

    • Purchased Portfolio Account Number

  • Mortgage Segment

    • Agency Identifier

    • Account Number

    • Mortgage Maturity Date

  • Specialized Payment Segment

    • Specialized Payment Indicator

    • Deferred Payment Start Date

    • Payment Due Date

    • Payment Amount

  • Specialized Payment Segment

    • Specialized Payment Indicator

    • Deferred Payment Start Date

    • Payment Due Date

    • Payment Amount

  • Account Number/ID Number Change Segment

    • Change Indicator

    • New Account Number

    • New Identifier Number

  • Additional Contact Segment(s)

    • Additional Telephone Number

    • Additional Telephone Type

    • Email Address

    • Driver’s License Number

    • Driver’s License Expiration Date

    • Driver’s License State

    • Passport Number

    • Passport Country Code

    • Passport Expiration Date

The file should be submitted within 10 days of the end of the data transmission period specified in the MSA or SOW you have executed with ºÚÁϳԹÏÍø via a SFTP channel. Technical requirements will be provided for detailed instructions on creating the file.