ϳԹ Blog Archive
Navigating Financial Uncertainty: Lessons from the SVB Collapse on Effective Risk Management
The recent collapse of Silicon Valley Bank (SVB) has brought the importance of risk management to the forefront of the financial industry. As one of
Holiday Inflation_Food, Gifts, and Vacations Costing 13% More in 2022
With the winter holiday season coming quickly, Americans and Canadians alike are beginning to lose sleep as they think about how they might pay for
Lending Trends of the Past, Not the Future
The start of this decade has been one of the most financially erratic times in recent history; what some would call shocking. From stock prices
Breaking the Silos: Connecting Underwriting and Marketing
Marketing professionals in any industry are inundated with segmentation variables and reports that enable them to develop optimized campaigns to drive results. Segmentation is critical
How to Leverage Economic Volatility
The COVID-19 pandemic might be coming to an end, but the economic volatility and ongoing instability it created is just beginning. For the first time
Top Tips for Data Security
The success of companies in the 21st-century depends on the ability to mitigate data breaches, proactively tend to privacy risks, and manage both compliance and
How Auto Lenders Can Make Effective Underwriting Decisions
John M. Giamalvo, the head of Subprime Automotive at ϳԹ®, compared the pandemic with a “positive perfect storm” for Buy-Here-Pay-Here (BHPH) dealers in the
How Can AI Access and Harness Your Data
Technologies like artificial intelligence (AI) and machine learning (ML) have replaced traditional computing, transforming how several industries operate and conduct business. AI uses computers and
Can Machine Learning Integration Improve Efficiency?
According to the Institute of International Finance, the most common use of machine learning (ML) technologies is credit scoring. An increasing number of financial institutions are
The Power of Artificial Intelligence and Machine Learning in Credit Lending
Artificial intelligence (AI) is an umbrella term defining how different machines and algorithms simulate human intelligence and functions. Machine learning (ML), on the other hand,